Adding Users through Aggregation

Aggregation is the most effective method to add users. This provides you insight into their financial data in a matter of minutes. You can then make informed decisions quicker.

Adding a user through aggregation

1. Render the iframe. You can view how to do this in the article Adding a New User - Portal

2. The user fills out the required information

3. Click on Agree after reading the consent section

4. Select your banking institution

1. Enter your banking credentials. By completing this step, you allow Zūm Rails to connect to your selected bank account and retrieve your financial data.

2. User goes through MFA (multifactor authentication)

• Users must select if they want to connect a savings or chequing account and click Continue

• The user is redirected. The collection of their banking information occurs in the background and can take up to 3 minutes.

Retrieving and verifying user information

Once a user has successfully connected through aggregation, you can proceed with any of the following.

• Retrieve the financial data through webhooks, API, or manually through your portal

• Have an overview of all the connections from your portal

Failing to connect through aggregation

If a user fails to connect through aggregation, complete the following steps.

• Request that the user repeat the same steps and attempt to connect again

• Review the API response

• Reach out to our support team at [e-mail]