> For the complete documentation index, see [llms.txt](https://knowledge-base.zumrails.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://knowledge-base.zumrails.com/transactions-and-payment-methods/what-will-display-on-the-users-bank-statement.md).

# What will be displayed on the user's bank statement

> There are a few options when deciding what you want your users to see on their bank statements.

In your **Settings**, select **Payment Methods**, and click on EFT or VisaDirect. Go to Transaction Description. This is what will be displayed in your merchant's bank accounts.

<figure><img src="/files/iX96R5pqMtklQYWtFEWV" alt=""><figcaption></figcaption></figure>

There are two options: **Fixed** **or Per Transaction**.

**Fixed** is when you define a transaction description for all transactions. The same thing will be displayed on your user's bank statements for every transaction.

**Per Transaction** means that every time you create a transaction, the **memo** field will be required. What is defined in the memo field is what will be displayed on the user's banking information.