Holidays play a key role in determining when money can be moved. The delay only affects bank-to-bank transfers (EFTs) and settlements.
The ability to process Interac, VisaDirect, and CC remains unchanged, but any AR funds that are batched and deposited into a merchant account will occur the next business day.
You are still able to submit EFT transactions within your Zūm environment on a holiday, the transactions will be added to a queue to be sent to the bank at the next file transfer time, which will be in the morning of the next business day.
Please reference the holiday schedule from the Bank of Canada: https://www.bankofcanada.ca/press/upcoming-events/bank-of-canada-holiday-schedule/